Why is XRP price at risk of falling to December lows?
Crypto pundit XRP Queen has described an XRP price target of $10 as being too low, claiming that this target was from a retail investorβs perspective. She also suggested how high the altcoin could go from an institutional standpoint.Β
In an X post, XRP Queen stated that people predicting XRP price targets of between $10 and $25 are still thinking of retail price targets. This came as she claimed that Ripple has been thinking about global infrastructures. The pundit highlighted the firmβs moves, including its acquisition of payment and custody infrastructure.Β
Furthermore, XRP Queen noted that Ripple has integrated with banks, funds, and institutions, which she claimed is positioning the altcoin for real-time global settlement. The pundit also believes that the crypto firm has secured regulatory clarity where it actually matters, which is bullish for the XRP price. Lastly, she mentioned that Ripple is actively pursuing a full banking license, having secured conditional approval from the Office of the Comptroller of the Currency (OCC).Β
XRP Queen declared that Rippleβs moves are how one builds financial plumbing. βSystems donβt move in pennies. They move in orders of magnitude. Lock in,β she added. Regarding how high the XRP price could rise based on institutional targets, XRP Queen suggested the altcoin could reach $100.Β
In an X post, she stated that people laugh at an XRP price target of $100 because they price it like a meme, but that institutions price the altcoin like infrastructure. As such, she believes the altcoin could reach these price targets based on its utility, especially as it gains traction as a token for real-time global settlement.Β
In a YouTube video, crypto pundit Cheeky Crypto highlighted a statement from Canary Capitalβs CEO, Steven McClurg, in which he said that an XRP price target of between $5 and $10 may sound like a lot to a retail trader. However, he believes that these price targets are a rounding error when one considers the trillions of dollars in liquidity required to settle global real-world assets (RWAs) at scale.Β
Cheeky Crypto also highlighted McClurgβs statement, in which he said the XRP Ledger is already processing real financial transactions and boasts real-world financial use cases, which he claims are drawing institutionsβ attention.Β
Notably, the Canary Capital CEO had recently predicted that XRP would dominate the RWA industry, which is projected to become a trillion-dollar industry at some point. This could boost the altcoinβs utility as the XRP Ledger processes more RWA transactions, sending the XRP price higher in the process.Β Β
At the time of writing, the XRP price is trading at around $1.95, down in the last 24 hours, according to data from CoinMarketCap.

Ethereumβs outlook has been improving its case. After a prolonged period of underperformance and skepticism, the network is starting to exhibit signs of renewed structural and fundamental strength.Β While BTC continues to anchor the market as the primary store of value and digital gold, conditions are emerging that could allow ETH to outperform BTC over the coming period.
Ethereum has been seen outperforming Bitcoin. In a recent post on X, Walter Bloomberg revealed that Standard Chartered says that the ETH outlook has improved, and now ETH might outperform BTC, citing rising institutional demand and stronger fundamental positioning across key on-chain sectors.Β
While weakness in BTC has weighed on the broader crypto market, ETH has continued to benefit from institutional-driven demand, and its dominance in stablecoins, decentralized finance (DeFi), and real-world assets (RWA) tokenization.
Standard Chartered also points to the increased throughput and potential US regulatory clarity that it could provide additional upside. In terms of valuation, the bank forecasts ETH at $7,500 this year and $30,000 by 2029, reflecting the expectations of sustained network growth.
The Co-founder of PinkBrains_io, a DeFi Creator Studio, DefiIgnas, has highlighted that Ethereum could outperform Bitcoin this year, and the reason is roadmap execution. While BTC will likely keep facing recurring waves of quantum FUD into 2026, ETH has a clear roadmap to prepare for future cryptographic risks.Β
Furthermore, ETH is actually scaling. Gas limits on layer 1 keep rising, and zkEVMs will get full production readiness, making ETH cheap and fast enough for high-value transactions, while layer 2s will handle most of the trading and high-frequency activity.
Related Reading: Bitcoin And Ethereum Market Structure Points To Crypto Winter β Details
These upgrades are incremental, which means thereβs no breaking news moment for ETH, but progress is happening fast. Early in the cycle, a lot of Degens loaded up on ETH before the bull run, but many got disillusioned and sold their ETH for BTC. βIt would be fun to see the playbook reverse higher,β DefiIgnas noted.
Crypto liquidity quality witnessed a change in 2025. A technical analyst and show host of Crypto Banter, Kyledoops, reported that Wintermute noted that capital in 2025 stopped rotating broadly across the market. Instead, liquidity is concentrated into Bitcoin, Ethereum, and a small group of large-cap tokens. As a result, the long-anticipated wave of altcoin-wide liquidity never really arrived.
Meanwhile, the rise of spot ETFs and crypto treasury vehicles created a new, highly structured inflow channel that funneled flow into the top of the market. These vehicles break the cryptoβs oldest playbooks. Price action is no longer driven by broad market expansion. Itβs driven by where new liquidity can actually enter.
