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Fundamental Data API: How to Extract Stock, ETF, Index, Mutual Fund, and Crypto Data (Step-by-Step…

16 January 2026 at 03:17

Fundamental Data API: How to Extract Stock, ETF, Index, Mutual Fund, and Crypto Data (Step-by-Step Guide)

If you’ve ever tried to build a serious financial product, screener, dashboard, or data pipeline, you already know the uncomfortable truth:

Getting financial data is easy.
Getting reliable fundamental data is not.

Most projects start the same way:

  • “Let’s pull data from Yahoo Finance.”
  • “This API is free, good enough for now.”
  • “We’ll fix it later.”

Then reality hits:

  • Endpoints break without warning
  • Scrapers get blocked
  • ETFs have no holdings
  • Indices have no historical constituents
  • Crypto has prices but zero context

At that point, the problem is no longer technical.
It’s architectural.

That’s why choosing the right Fundamental Data API matters.

What Is a Fundamental Data API?

A Fundamental Data API provides structured, long-term financial information about assets, not just prices.

Unlike market data APIs (OHLC, ticks, volume), fundamental data answers deeper questions:

  • What does this company actually do?
  • How does it make money?
  • What is inside this ETF?
  • Which companies were in this index in the past?
  • What is the real structure behind a crypto project?

What Counts as Fundamental Data?

Stocks

  • Company profile (sector, industry, country)
  • Financial statements (Income, Balance Sheet, Cash Flow)
  • Valuation ratios (P/E, margins, ROE, ROA)
  • Dividends and splits
  • Market capitalization and key metrics

ETFs

  • ETF metadata (issuer, category, AUM)
  • Holdings and weights
  • Sector and geographic exposure

Mutual Funds

  • Fund profile and strategy
  • Assets under management
  • Financial history

Indices

  • Constituents
  • Weights
  • Historical changes (critical for backtesting)

Crypto

  • Project metadata
  • Supply and market capitalization
  • Official links (website, GitHub, whitepaper)
  • Ecosystem statistics

What Is Derived Fundamental Data?

Derived data is what you build on top of fundamentals.

Examples:

  • Fundamental scoring models
  • Company or ETF rankings
  • Quality or value factors
  • Sector or exposure analysis

Derived data is only as good as the raw fundamental data behind it.
If the base data is inconsistent, your models will be too.

Why Popular Solutions Fail at Fundamental Data

Yahoo Finance (scraping)

  • ❌ No official API
  • ❌ Frequent HTML changes
  • ❌ Blocking and rate limits
  • ❌ Not suitable for commercial products

Trading-focused APIs (brokers)

  • ❌ Built for order execution
  • ❌ Limited or missing fundamentals
  • ❌ Poor ETF, index, and global coverage

Alpha Vantage

  • ✅ Easy to start
  • ❌ Strict rate limits
  • ❌ Limited ETF and index depth
  • ❌ Difficult to scale for real products

These tools work for experiments, not for systems.

Why Choose EODHD APIs for Fundamental Data

This is an architectural decision, not a feature checklist.

Key Advantages

  • Single fundamental endpoint for multiple asset classes
  • Global market coverage, not US-only
  • Consistent JSON structure, ideal for normalization
  • Native crypto fundamentals via a virtual exchange (.CC)
  • Designed for data products, ETL, and SaaS

EODHD APIs scale from scripts to full platforms without changing your data model.

Fundamental Data API Endpoint (Core Concept)

GET https://eodhd.com/api/fundamentals/{SYMBOL}?api_token=YOUR_API_KEY&fmt=json

Symbol examples:

  • Stock: AAPL.US
  • ETF: SPY.US
  • Mutual fund: SWPPX.US
  • Crypto: BTC-USD.CC

Python Setup (Reusable)

import requests
import os
API_KEY = os.getenv("EODHD_TOKEN")
BASE_URL = "https://eodhd.com/api"
def get_fundamentals(symbol):
url = f"{BASE_URL}/fundamentals/{symbol}"
r = requests.get(url, params={
"api_token": API_KEY,
"fmt": "json"
})
r.raise_for_status()
return r.json()

How to Extract Stock Fundamental Data Using an API

stock = get_fundamentals("AAPL.US")
print(stock["General"]["Name"])
print(stock["Highlights"]["MarketCapitalization"])
print(stock["Valuation"]["TrailingPE"])

Use cases

  • Stock screeners
  • Valuation models
  • Fundamental scoring systems

How to Extract ETF Data Using an API

ETFs require look-through analysis, not just price tracking.

etf = get_fundamentals("SPY.US")
print(etf["General"]["Name"])
print(etf["ETF_Data"]["Holdings"].keys())

Use cases

  • Portfolio exposure analysis
  • Backtesting without hidden bias
  • Wealth and advisory platforms

How to Extract Mutual Fund Data Using an API

fund = get_fundamentals("SWPPX.US")
print(fund["General"]["Name"])

Use cases

  • Fund comparison tools
  • Automated reporting
  • Wealth management dashboards

How to Extract Index Data Using an API

Indices are not just numbers.

Correct index analysis requires:

  • Constituents
  • Weights
  • Historical changes

Using current constituents for past analysis introduces look-ahead bias.

Recommended workflow

  1. Pull index constituents (current or historical)
  2. Enrich each component with fundamentals
  3. Compute derived metrics

This is essential for:

  • Quant models
  • Factor research
  • Long-term backtesting

How to Extract Crypto Fundamental Data Using an API

Crypto fundamentals are project-level, not just price-based.

btc = get_fundamentals("BTC-USD.CC")
print(btc["General"]["Name"])
print(btc["Statistics"]["MarketCapitalization"])
print(btc["Resources"]["Links"]["source_code"])

Use cases

  • Crypto research dashboards
  • Project comparison tools
  • Hybrid equity + crypto platforms

How to Integrate Fundamental Data Into Real Systems

Typical integrations:

  • ETL → PostgreSQL, BigQuery
  • Automation → n8n, Airflow
  • Dashboards → Streamlit, Metabase
  • Reporting → Google Sheets, Notion

Recommended architecture

  1. Fetch fundamentals
  2. Cache by symbol (daily or weekly)
  3. Normalize only required fields
  4. Compute derived metrics
  5. Serve data to applications

Pros and Cons of a Professional Fundamental Data API

Pros

  • Stable and structured data
  • Multi-asset support
  • Scales to production
  • Ideal for derived analytics

Cons

  • Requires data modeling
  • Not a copy-paste shortcut

That’s a feature, not a drawback.

FAQs — Fundamental Data APIs

What is fundamental data?

Economic and structural information about an asset, not its price.

What is derived fundamental data?

Metrics or scores calculated from raw fundamental data.

Can I combine stocks, ETFs, indices, and crypto?

Yes. That’s one of the main strengths of EODHD APIs.

How often should I update fundamental data?

  • Stocks: quarterly
  • ETFs and funds: monthly
  • Crypto: more frequently

Is fundamental data suitable for SaaS products?

Yes, when sourced from an official and stable API.

If you’re looking for a Fundamental Data API that lets you:

  • Extract stock, ETF, mutual fund, index, and crypto data
  • build reliable derived financial data
  • scale from scripts to real products

Then EODHD APIs provide a clean and professional foundation.

Access the EODHD Fundamental Data API with a discount:


Fundamental Data API: How to Extract Stock, ETF, Index, Mutual Fund, and Crypto Data (Step-by-Step… was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story.

How to Choose the Right Financial Data API (Without Bad Data or Hidden Costs)

12 January 2026 at 08:23

Choosing a financial data API looks easy… until you actually try to build something serious with it.

You search for financial data APIs and quickly find:

  • Platforms that look powerful but are prohibitively expensive
  • Free sources that break, change formats, or silently fail
  • Market data providers that lock key features behind enterprise contracts
  • APIs that work fine for demos but collapse in production

The real challenge isn’t finding a market data platform.
It’s choosing a financial data provider that is reliable today and scalable tomorrow.

This guide will help you do exactly that.

What is a Financial Data API (and why it matters)

A financial data API allows you to programmatically access market data such as:

  • Historical stock prices
  • Real-time and intraday data
  • Fundamental company data
  • ETFs, indices, forex, options
  • Financial news and events

A solid global market data API becomes the backbone of:

  • Trading systems
  • Investment research tools
  • Financial dashboards
  • Fintech SaaS products
  • Automated alerts and workflows

If the data layer fails, everything above it becomes fragile.

The real criteria for choosing a financial data provider

Forget marketing claims. These are the 6 filters that actually matter.

1. Market coverage and historical depth

A serious financial data provider should cover:

  • Stocks, ETFs, indices
  • Forex pairs
  • Options (especially US options)
  • Multiple global exchanges
  • Long historical ranges (10–30+ years)

🚩 Red flag: platforms that force you to stitch together multiple APIs just to cover basic assets.

2. Data quality and consistency

Bad data is worse than no data.

You should expect:

  • Proper handling of splits and dividends
  • Normalized tickers and exchanges
  • Consistent schemas across endpoints
  • Stable data over time (no silent changes)

This is critical for backtesting, analytics, and automation.

3. Real-time vs delayed data (don’t overpay)

Many teams overpay for real-time data they barely need.

Ask yourself:

  • Is this for trading, analytics, or reporting?
  • Do I need tick-level data or is delayed data enough?

A good market data platform lets you scale up only when necessary.

4. Developer experience (hugely underrated)

A modern financial data API should offer:

  • Clean REST endpoints
  • JSON-first responses
  • Clear documentation
  • Examples in Python, Excel, Google Sheets, etc.

If integration is painful, development slows down fast.

5. Pricing transparency

This is where many providers fail.

Be cautious of:

  • “Contact sales” pricing
  • Mandatory annual contracts
  • Pricing per endpoint or asset class
  • Hidden overage fees

A good financial data provider offers:

  • Public pricing
  • Monthly plans
  • Clear limits
  • Easy upgrades and downgrades

6. Who the platform is actually built for

Some platforms are built for banks and hedge funds.
Others are built for developers, startups, and analysts.

If the product isn’t designed for your profile, friction is inevitable.

Financial Data API vs Market Data Platform

Not all APIs are equal.

A true market data platform usually includes:

  • Multiple APIs under one account
  • Historical, fundamental, and real-time data
  • Add-ons for Excel, Sheets, BI tools
  • One consistent data model

This matters if you plan to grow or productize your work.

Common financial data providers (and where they fall short)

Let’s look at real competitors in the space.

Yahoo Finance

  • ✅ Easy access and widely known
  • ❌ Not designed as a production API
  • ❌ Unstable endpoints and unofficial usage
  • ❌ No SLA or guarantees

Good for quick checks — risky for serious applications.

Alpha Vantage

  • ✅ Easy to start, free tier
  • ❌ Strict rate limits
  • ❌ Limited depth for fundamentals and global markets

Polygon.io

  • ✅ Excellent real-time data
  • ❌ Expensive at scale
  • ❌ Primarily US-focused

Finnhub

✅ Good mix of data and news

  • ❌ Pricing increases quickly
  • ❌ Some endpoints are limited by plan

Why I personally choose EODHD

After working with multiple providers, I consistently choose EODHD APIs for most real-world projects.

Here’s why.

1. Broad and global coverage

Stocks, ETFs, indices, forex, options, fundamentals, news — all under one roof, with decades of historical data.

2.Strong data consistency

Schemas are stable, corporate actions are handled properly, and data is reliable for backtesting and analytics.

3.Excellent developer experience

Clean REST APIs, JSON responses, and examples for Python, Excel, Google Sheets, and more.

4.Transparent and scalable pricing

No forced contracts. Monthly plans. Easy to start small and scale when needed.

5. Built for developers and builders

It’s designed for people who actually build tools — not just enterprise procurement teams.

Simple Python example using EODHD

Here’s how easy it is to pull historical stock data with EODHD APIs:

import requests
API_KEY = "YOUR_EODHD_API_KEY"
symbol = "AAPL.US"
url = f"https://eodhd.com/api/eod/{symbol}"
params = {
"api_token": API_KEY,
"from": "2023-01-01",
"to": "2023-12-31",
"fmt": "json"
}
response = requests.get(url, params=params)
data = response.json()
for candle in data[:5]:
print(candle["date"], candle["open"], candle["close"])

You immediately get clean OHLC data in JSON — perfect for analysis, backtesting, or dashboards.

FAQs

What is the best financial data API for developers?

It depends on your use case, but developers typically value clean APIs, documentation, and pricing transparency. That’s where EODHD APIs stands out.

Is Yahoo Finance reliable for production use?

No. It’s useful for manual checks but lacks guarantees, stability, and official API support.

Do I need real-time data?

Only if you trade or react live. For analytics and research, delayed or EOD data is often enough.

Can I use EODHD APIs for commercial products?

Yes. EODHD offers commercial plans suitable for production and SaaS use cases.

Does EODHD APIs support global markets?

Yes. It covers multiple exchanges worldwide across different asset classes.

Final takeaway

Choosing a financial data API is not about picking the most famous name.

It’s about choosing a financial data provider that:

  • Delivers reliable data
  • Scales with your project
  • Respects your budget
  • Doesn’t slow down development

If you want a modern, developer-first global market data API, EODHD is a strong and practical choice.

👉 Start exploring EODHD APIs here

Get the data layer right — everything else becomes easier.


How to Choose the Right Financial Data API (Without Bad Data or Hidden Costs) was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story.

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