Anchorage Digital and Mezo have formed a strategic partnership aimed at expanding institutional access to Bitcoin-based borrowing and yield opportunities, marking one of the most significant integrations to date between a regulated digital asset custodian and a Bitcoin-native finance protocol.
Mezo — a bank-free Bitcoin finance platform built by Thesis — will now offer institutional clients low-cost borrowing through its MUSD stablecoin and new BTC yield opportunities via veBTC.
Anchorage Digital will provide the custody and infrastructure layer, giving asset managers, digital asset treasury (DAT) firms, and publicly traded companies a secure way to participate in BitcoinFi applications.
At launch, borrowing through Mezo’s MUSD stablecoin is now available directly inside Porto, Anchorage Digital’s institutional self-custody wallet. The yield component, powered by Mezo’s veBTC mechanism, will go live soon.
Borrowing at a fixed 1% rate
Through the integration, institutions can borrow against their Bitcoin at a fixed 1% rate using Mezo’s MUSD stablecoin. Borrowing activity is fully supported through Porto, allowing companies to access liquidity without relinquishing ownership of their BTC.
The move is designed to open up capital efficiency for asset holders who have traditionally struggled to use Bitcoin in treasury or corporate finance strategies.
The second phase of the partnership centers on veBTC, a tokenized position (veNFT) issued when users lock BTC on Mezo. veBTC holders will earn rewards generated through a transparent on-chain network fee-sharing model.
Lockup periods range from 6 to 30 days, significantly shorter than lockups found in other ve-token systems. Longer lock times will provide higher rewards and additional governance rights, including influence over protocol fees and economic parameters.
Anchorage Digital clients will be able to access these features both through Porto and the broader Anchorage Digital platform when the product goes live.
Executives call it a milestone for institutional Bitcoin finance
Matt Luongo, CEO of Thesis and Co-Founder of Mezo, said the partnership brings Bitcoin closer to long-discussed visions of Bitcoin-native financial services.
“After 16 years, Bitcoin holders still struggle to access and leverage their wealth,” Luongo said. “Mezo is realizing Hal Finney’s vision for a Bitcoin banking experience that issues its own digital currency backed by Bitcoin. This partnership gives holders the ability to borrow, earn yield, and lend through institutional-grade infrastructure.”
Nathan McCauley, Co-Founder and CEO of Anchorage Digital, called Bitcoin an “untapped” asset within most institutional portfolios.
“Most Bitcoin holdings remain dormant and generate no returns,” McCauley said. “Working with protocols like Mezo shows how secure custody can support new forms of BTC utility. Access to Bitcoin rewards through institutional-grade infrastructure points to what the future of finance will look like.”
Borrowing via MUSD is available now, with veBTC rewards set to launch in the coming weeks.
Best Crypto Loan Platforms in 2025: Highest APYs, Lowest Rates & Best DeFi Lending Options
If you’re holding crypto in 2025 and not earning yield — or accessing low-interest liquidity — you’re leaving a shocking amount of money on the table.
The crypto lending ecosystem has evolved into a core pillar of digital wealth creation. Whether you’re a high-net-worth investor, a retail crypto holder, or a yield-seeking DeFi strategist, the right crypto loan platform can unlock passive income, high APYs, low borrowing rates, and a smarter way to manage your portfolio without ever selling your coins.
In 2025, crypto loans aren’t just a speculative tool — they’re now an essential financial strategy for:
In this guide, we break down the best crypto loan platforms in 2025, the highest APYs, the lowest borrowing rates, and the most secure DeFi lending protocols available today.
This is your comprehensive, high-value reference for smart crypto lending decisions.
Why Crypto Loans Matter in 2025
Crypto lending exploded in adoption after 2020, but in 2025 the industry has matured with:
* More transparent collateralization * Higher on-chain security * Institutional-grade liquidity * Regulatory clarity around stablecoins * New yield-bearing assets like RWAs (tokenized Treasury bills, corporate debt, and commodities)
For investors, this growth has opened the door to safer, more profitable lending markets where users can borrow, lend, or stake crypto to earn passive income with lower risk than ever before.
Crypto loans give you liquidity without selling your assets, which means:
* You avoid taxes * You keep exposure to potential upside * You maintain long-term positions while freeing capital * You can reinvest into higher yield opportunities
This combination of Wealth, Income, Investment, and Debt Relief is exactly what makes crypto lending a compelling financial tool for 2025’s blockchain economy.
* Avoid max LTV * Use stop-loss systems * Monitor collateral ratios * Use platforms with strong audits
Crypto lending is powerful — use it wisely.
Final Verdict: The Best Crypto Loan Platform for 2025
After analyzing yields, risk, safety, liquidity, and borrowing options, here is the final ranking:
* Aave v3 — Best Overall DeFi Lending Platform
* MakerDAO / Spark — Best for Lowest Borrow Rates
* Morpho Blue — Best for Highest APYs
* Nexo — Best CeFi Loan Platform
If you want maximum passive income, go with Morpho. If you want ultra-low loan rates, stick with Spark/MakerDAO. If you want simplicity and fast liquidity, choose Nexo or Binance. If you want pure safety, Aave remains unbeatable.
Crypto lending in 2025 is no longer fringe — it’s a core building block of modern wealth management, passive income generation, and investment strategy optimization.
And the investors who understand how to use crypto loans responsibly, strategically, and consistently will capture the highest returns in this new digital economy.
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