As a federal retiree, you finally have plenty of time to do the things you love—spend days with family and friends, travel, enjoy various activities. But if you’re living with or trying to manage a chronic condition, it may be harder to do the things you’d like that will help you to make the most of your retirement.
With a Kaiser Permanente Medicare Advantage Federal Employees Health Benefits (FEHB) health plan, you’ll have all the tools and support you need not only to manage your condition, but also to enjoy your well-deserved retirement.
A commitment to care excellence
Our doctors practice across 60+ specialties, so you’ll always get the specific support you need, whatever your condition. You’ll partner with your primary physician, specialists and care team to make the right decisions for your health—because who knows better than you what it’s like to live with a chronic illness or disease? Whatever your condition, your care team will decide how to best manage it—whether that’s through medication, lifestyle changes or another course of action.
Chronic care
If you have a chronic illness like diabetes or high blood pressure, your care team will work with you to manage your condition with frequent screening measures and advanced treatments. Remote monitoring, 24/7 phone advice, and routine video checkups1 make it easy for you and your doctor to stay on top of your health. Pair those with disease management programs, wellness classes, and other measures, and you’ll be managing your condition in no time.
Cancer care
We customize cancer care for each patient, and you and your family will be active participants in all decisions about treatments, surgeries, and emotional support. After a diagnosis, your Kaiser Permanente cancer care team will evaluate your case and explore any new breakthrough treatments, clinical trials, or procedures for your specific type of cancer. Your physician will recommend options that best suit your needs.
Cardiac care
Our cardiac specialists use treatment methods and medications that are customized specifically for each individual’s heart condition and lifestyle. Our clinical trials and culture of innovation will give you access to cutting-edge treatments, like less invasive surgery, so you can get the care you need to stay healthy and active. Kaiser Permanente offers healthy lifestyle classes, such as nutrition, to help you better manage your condition and improve your heart health. We even offer same-day diagnosis and treatment with rapid access cardiac testing.
Mental health care
Even without the stress of a daily workday, you may need support for your mental wellness. At Kaiser Permanente, we’ll have you covered. We offer several options to get care for your mental health in a way that’s most comfortable and convenient for you. And no referral is necessary. You’ll also have access to a variety of mental wellness resources, including classes, support groups, and self-care apps Calm and Headspace, which are available to members at no additional cost.2
Now that you’ve got the time to live life to the fullest, you shouldn’t let a chronic condition slow you down. With a Kaiser Permanente Medicare Advantage FEHB health plan, you’ll have access to coordinated care, where your doctors work together to provide you with all you need to keep your condition in check. This means you can embrace your well-earned retirement—and thrive in your next chapter.
1 When appropriate and available. If you travel out of state, phone appointments and video visits may not be available in select states due to licensing laws. Laws differ by state.
2 App services may not be covered under your health plan benefits and may not be subject to the terms set forth in your Evidence of Coverage or other plan documents. These services may be discontinued at any time without notice.
Federal retirees—you have more than earned your benefits for the many years that you’ve dedicated to service. So why not make the most of them in retirement? Kaiser Permanente’s Medicare Advantage health plans, combined with your Federal Employees Health Benefits (FEHB), deliver the convenient, high-quality, affordable care that you need to keep you at your healthiest—and to stick to your budget.
Whichever Medicare health plan you choose, here are five ways that Kaiser Permanente can support your health and your life in retirement:
A coordinated system of care
Our doctors, pharmacists, diagnostics, medical facilities and health plan all work together to deliver convenient care that’s personalized for each member. And, as a member, your care team will help you manage your care by making appointments, finding specialists and more, so you’re never left on your own. This lets you spend your time on other things—like enjoying your retirement.
Top-rated care from highly skilled doctors
In the survey Best Health Insurance Companies of 2025 by Insure.com, Kaiser Permanente as a national enterprise is tied for #1 overall among 65 competitors.
Our region-wide pool of 1,800+ physicians is recruited from the top medical schools in the country, and many are recognized as Top Doctors1 annually in local publications. They practice in 60+ specialties, including:
Endocrinology
Gastroenterology
Ophthalmology and many more
A focus on preventive care
There’s no better time to focus on your overall well-being than in retirement. You deserve to live your golden years to the fullest, as healthy as you can be. Because frequent monitoring and early detection are key to better outcomes, as a Kaiser Permanente member you’ll get your blood pressure checked at every visit. Our members also get same-day results for mammograms, so they get to diagnosis and treatment faster. This commitment to prevention is the reason why:
We lead the region in controlling 81% of members’ blood pressure.
We lead the nation for members who get screened for colon cancer (80%), cervical cancer (91%), and breast cancer (85%).2
Easy access to care
Our members can see a doctor face-to-face at any of our 35+ medical facilities throughout the Mid-Atlantic region. Most offer primary and specialty care, lab, X-ray, and pharmacy together under one roof. We also offer access to hospitals, After Hours Care, and Urgent Care centers, including several Advanced Urgent Care centers open 24/7.
Our $0 virtual care options help members conveniently get medical attention 24/7. These include:
Phone appointments
Video visits
E-visits3
Same day, on-demand visits to see a doctor by phone or video for a minor health concern are also available—no appointment needed. And any doctor our members see will have access to their digital health record to personalize their care.
Extra convenience and wellness benefits
One no-cost hearing aid per ear every 36 months
Nonemergency transportation to medical providers (up to 24 one-way rides per year)
Membership in the One Pass® fitness program,4 where members can choose from a nationwide network of gyms and fitness centers or enjoy digital fitness classes from the comfort of home
What Kaiser Permanente Medicare Advantage plans are available to FEHB members?
Members can choose either a High Option or Standard Option plan, both with great benefits.
For Medicare Advantage 1, High and Standard Option plans offer:
No copays for primary care, specialty care and Urgent Care visits (High Option), plus lower copays for outpatient surgery, inpatient hospital and most prescription drugs
$50 over the counter (OTC) quarterly wellness benefit to order items such as cold remedies and pain relievers (High Option)
For Medicare Advantage 2, High and Standard Option plans deliver:
Up to $2,400 reimbursement per year ($200 per month) for the Medicare Part B premium you pay
Lower copays for primary and specialty care office visits, outpatient surgery, Urgent Care and most prescription drugs
Prosper members also get money-saving benefits:
Lower copays for primary and specialty care office visits, outpatient surgery, inpatient hospital, Urgent Care and most prescription drugs
No annual deductible
As a retiree, you deserve to live a hassle-free, healthy life. When you combine your FEHB coverage with a Kaiser Permanente Medicare Advantage plan, you’ll get seamless care, save money, and enjoy extra benefits that help keep you at your healthiest—and make your life easier.
This article is sponsored by Kaiser Permanente. Discover how our Medicare Advantage plans work seamlessly with FEHB to support your health and budget. Visit kp.org/fedsmedicare or call 1-877-547-4909 to learn more.
1 The physicians who practice at Kaiser Permanente are recognized as Top Doctors in Arlington Magazine (2025), Bethesda magazine (2025), Northern Virginia Magazine (2025), Washingtonian magazine (2024), and Baltimore magazine (2024).
3 When appropriate and available. If you travel out of state, phone appointments and video visits may not be available in select states due to licensing laws. Laws differ by state.
4 One Pass® is a registered trademark of One Pass Solutions, Inc. in the U.S. and other jurisdictions and is a voluntary program. The One Pass program and amenities vary by plan, area, and location. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. One Pass is not responsible for the services or information provided by third parties. Individuals should consult an appropriate health care professional before beginning any exercise program to determine what may be right for them. One Pass is not available with Kaiser Permanente Medicare Advantage DC (HMO-POS) or Kaiser Permanente Medicare Advantage Value 1 and Value 2 MD (HMO) plans. One Pass® is a registered trademark of Optum, Inc. in the U.S. and other jurisdictions and is a voluntary program.
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